Cashy enables large companies to generate additional revenue by accelerating payments to their suppliers or subcontractors through a simple online process, bypassing traditional financial intermediaries such as banks or factoring companies.

Large companies have relatively easy access to cheap bank financing. In addition, they have accumulated a lot of cash in their accounts and deposits. According to data from the National Bank of Poland, this amounts to nearly PLN 550 billion! In an era of low interest rates and high inflation, these funds are not working effectively.

At the same time, their suppliers or subcontractors from the SME segment are struggling with regular financial problems. Banks often refuse to grant them loans, forcing them to use expensive financing in the form of factoring. The prices of so-called microfactoring can reach up to 10% of the invoice amount, which translates into over 100% per annum.

All this means that small and medium-sized companies are increasingly turning to alternative forms of financing that will provide them with the necessary liquidity exactly when they need it most. Our research shows that 6 out of 10 companies are interested in early payment of invoices in exchange for a small fee (discount).

Large companies cooperating with Cashy are changing the rules of the game in this market. Thanks to a convenient online platform, Cashy customers can generate additional revenue for themselves by using their free funds to accelerate payments to their suppliers and subcontractors. By supporting their financial liquidity, they simultaneously strengthen the resilience of their supply chain to market turmoil.